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Home Real Estate

Reasons People Prefer Buying a House Instead of Renting

ghiselle rousso by ghiselle rousso
November 29, 2022
in Real Estate
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Buying a House Instead of Renting
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Maybe you are standing in the crosshairs where you are confused about whether to rent or buy a house. Many people find it a struggle to choose between the two options when their financial concerns are over the top. Although the real estate industry has grown massively in terms of price ranges and taxes, people still want to secure a place for a comfortable living. 

The fact is – renting will not give you stability over the long run. It is a temporary solution for your residence and therefore buying a home is a more sound option you must have. For instance, if you have an option to buy a house in DHA Bahawalpur society with an easy installment plan, then it is definitely worth the effort. The rent per month might be higher than the installment plan itself! 

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Shocking, isn’t it?

In this blog, we have identified further logical reasons emphasizing the importance of buying a house over renting.

Top Reasons you Should Buy a Home Instead of Renting 

1- Long-term buying is preferable 

Every month you have to pay rent (money) out of your disposable income. It costs you way more than buying a house ever would. When renting a house you have to pay on a monthly basis and right on time too. It also means you are unable to build equity. 

Home is a major asset in one’s life. Initially, a downpayment can be tricky to venture but after that, you can easily continue payments with an installment plan. Luckily latest housing schemes like the smart city Islamabad Society and others offer flexible payment schedules. 

2- Build wealth over time

Oh, the things you can do by saving a rent! If you are paying a rent of PKR 50,000, imagine what else could you do with the amount only if you had your own home. You could invest that money, use it for repairs and maintenance or even save it! See? You’ve got multiple options to try. 

But with renting your expenses never decrease. With time, real estate property market value increases. Therefore it’s a long-term investment opportunity for you. Especially if you are living in a mainstream area the prices will go high even for rent after a year. 

3- Lower living expenses 

The idea of living rent-free is a striking thought. People who pay rent actually prefer to buy a home even if it’s a small one. Why? The list of expenses sometimes falls short because of limited income. 

To live rent-free you have to buy or build a home. Planning can be time taking for sure, after all, you need to evaluate your finances and loan first. But once you get clearance, and build a home, several living expenses will eventually be cut eventually.

4- Customize your space 

Who wouldn’t love to decorate and set space according to their taste and likeliness? Whether you feel like knocking down a wall to make your bedroom larger or want to renovate the kitchen, you have the choice to do as you see fit. 

Talk about ownership. 

Owning the space means you have the freedom to make decisions about the house’s exterior and interior, and install amenities and facilities to your liking. You do not need to worry about damaging the property because when living in a rental property you are restricted by these factors. 

5- Build a second income stream 

For a homeowner, it is imperative these days to make the most of their long-term assets. A house is your asset and can be used as part of generating a second income too. A homeowner living alone, or with a small family can easily rent a portion (ground or first floor) of the house. When living in a metropolitan city you have more options to monetize your property. This is a common practice these days. 

People sometimes construct a home only with the intent of renting the entire house! This is a successful way of a second income. As a homeowner, you can rent an entire house for residential or commercial purposes.

Verdict 

Buying a home overrules the benefits of renting. Those with financial budget constraints can rent a property. However, to break the renting loop, you can invest in underdeveloped areas within a city to be able to build your house in the future.

Tags: buying a houserenting
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